section.top-header.sec1 {
    background-image: url(../assets/bank-bg1.jpg);
    padding-bottom: 9rem;
    color: #fff;
}
.sec1 h1 {
    margin-bottom: 1.5rem;
}

.sec2, .sec3, .sec4, .sec6, .sec7, .sec8, .sec8b,.sec9, .sec12, .sec13, .sec5{
    padding: 7rem 0;
}

p {
    line-height: 1.4em;
}

p:not(:last-of-type) {
    margin-bottom: 2rem;
}
p {
    margin-bottom: 0;
}

h1, h2, h3, h4, h5 {
    margin-bottom: 2rem;
}

ul li:not(:last-child) {
    margin-bottom: 1rem;
}

.ctext-right .col-md-7 {
    padding-left: 6rem;
}

.ctext-left .col-md-7 {
    padding-right: 5rem;
}

.bgbrown {
    background: #FEF0E1;
}

ul.checklist {
    margin: 0;
    padding: 0;
    list-style: none;
}
ul.checklist li {
    background-image: url(../assets/circle-brown.svg);
    background-repeat: no-repeat;
    background-size: 2rem;
    background-position: 0 5px;
    padding-left: 4.4rem;
    margin-bottom: 1.5rem;
}
ul.bullet-list {
    margin: 0;
    padding: 0;
    list-style: none;
}
ul.bullet-list li {
    position: relative;
    padding: 2.8rem 0;
    margin-left: 5.8rem;
}
ul.bullet-list li:not(:last-of-type) {
    border-bottom: 1px solid #C0C0C0;
}
ul.bullet-list li:before {
    content: ' ';
    width: 3.4rem;
    height: 2.8rem;
    position: absolute;
    top: 2.4rem;
    left: -5rem;
    background-image: url(../assets/bullet.svg);
    background-repeat: no-repeat;
    background-size: 3rem;
    background-position: 0 5px;
}

.sec4 {
    background-repeat: no-repeat;
    background-size: cover;
    background-image: url(../assets/fam-bg1.jpg);
    background-position: top center;
    color: #fff;
}
.sec4 .container {
    max-width: 114rem;
}

.sec6 {
    background-repeat: no-repeat;
    background-size: cover;
    background-image: url(../assets/fam-bg2.jpg);
    background-position: top center;
}
.sec6 .inner-col {
    border-radius: 20px;
    background: #FFF;
    margin-top: 3rem;
    padding: 5rem 5rem 3.5rem;
    display: flex;
    flex-wrap: wrap;
    justify-content: space-between;
}

.sec8 {
    background: linear-gradient(180deg, #F9F9F9 0%, #F8F8F8 85%, #F6F6F6 100%);
    position: relative;
}
.sec8:after {
    content: ' ';
    height: 34rem;
    width: 100%;
    position: absolute;
    left: 0;
    top: 0;
    background-repeat: no-repeat;
    background-size: cover;
    background-image: url(../assets/con-bg2.jpg);
    background-position: top center;
}
.sec8 .container {
    z-index: 1;
}
.sec8 .inner-col {
    border-radius: 20px;
    background: #FFF;
    padding: 1rem 6rem;
    margin-top: 3rem;
}

@media only screen and (max-width: 767px) {
    section.top-header.sec1 {
        padding-bottom: 4rem;
    }
    .sec2, .sec3, .sec4, .sec6, .sec7, .sec8, .sec8b, .sec9, .sec12, .sec13, .sec5 {
        padding: 4rem 0;
    }
    .ctext-right .col-md-7 {
        padding-left: calc(var(--bs-gutter-x)* 0.5);
    }
    .ctext-left .col-md-7 {
        padding-right: calc(var(--bs-gutter-x)* 0.5);
    }
    .ctext-left {
        flex-direction: column-reverse;
    }
    ul.checklist {
        width: 100%;
    }
    .sec6 .inner-col {
        border-radius: 20px;
        background: #FFF;
        margin-top: 2rem;
        padding: 3rem;
        display: flex;
        flex-wrap: wrap;
        justify-content: space-between;
    }
    .sec8 .inner-col {
        padding: 1rem 2rem;
        margin-top: 2rem;
    }
    p {
        font-size: inherit;
    }
}